With over 10 years of mortgage industry experience, I am highly skilled in finding the best available loan options and structuring your loan to get it closed. I keep updated on new loan programs and ever-changing lender guidelines to maintain my expertise. For each client, I complete a thorough analysis of their financial profile upfront, confirm that the loan meets all lender requirements and anticipate what additional information underwriters will ask for. Once the program is selected, my rate finder program selects the best rates for your loan. I prepare a complete and detailed application that can navigate smoothly through underwriting and close on time. My advice and expertise separates me from my competition.
I welcome all mortgage related questions, meaning that if you don’t know the answer, then it is a valid question! I want my clients to fully understand how their loan works and what to expect in the purchase and refinance process. I answer all communication promptly and keep you updated on each loan milestone during the loan process.
I am a Certified Divorce Lending Professional(CDLP) with knowledge of divorce specific issues and scenarios that can affect your ability to get financing. I can provide referrals to Divorce and Estate Lawyers, Divorce Financial Planners, Realtors, Marriage, Family and Child Therapists. I am a member of Collaborative Practice Silicon Valley, which promotes divorce conflict resolution in a respectful and mutually agreed-upon process that is done outside of the court system. For more information, go to: http://nocourt.org/.
When you choose to work with me, you work with me…..not my staff. I will always provide knowledgeable, straight, honest answers that you can trust. With a 10-15 minute conversation, I will help you determine your next steps towards home ownership or refinancing. For a free consultation, call me at 408-691-9320 or fill out the form to the right.